BUDGET FIRST
Even a trip-to-the-courthouse wedding requires budget planning.
Will you wear an old dress in your closet or will you buy something
special? Will you let him wear jeans and a sports coat, or does he
have to buy a suit? What kind of rings will you exchange? How much
does a wedding license cost? What do you have to do to get one? How
much does a blood test cost? If you're going to a justice of the
peace, how much do they charge? How much does it all cost? How much do
you have? How much can you borrow? Now, you're
budgeting!
Once you decide to have more
than a quick trip to the courthouse, wedding expenses can add up
quickly. It has been traditional for the bride's family to shoulder
the financial obligations for a wedding, because traditionally, the
bride was chattel, just another mouth to feed unless the parents could
shift that burden to a husband.
But women aren't so traditional anymore -- they have jobs as well
as all the traditional roles -- and some weddings cost more than many
bride's families can afford. So, it's becoming common for the groom's
family to bare an equal portion of the financial obligations. And
couples whose parents aren't willing to wait on replacing the old
clunker or postpone retirement have to figure out how to pay for their
weddings without condemning themselves to a future of poverty.
So in planning your big day, make the first step a heart-to-heart
talk with all the people you expect to pay the piper's and the
caterer's bill. Then, with a realistic estimate of the available money
number in hand, sit down to some serious budget planning.
When
shopping, compare prices on everything. A designer gown may cost
thousands in a fancy shop, but just a few hundred dollars at an online
store or a local discount warehouse.
Make "package plan" arrangements, almost always the less
expensive way to go. If you rent the cathedral for an afternoon
ceremony, see if you can't also rent the church reception hall to say
hello to guest who might not be invited to a post-wedding dinner of
close family and friends. Before you jump to the conclusion that a
tent in the back yard is the best you can afford, shop around. A tent
rental cost money. The tables and chairs rental cost money. Decorating
the yard yourself costs money. If it rains, the ground will get soggy
anyway. A total package at a restaurant or bridal B&B may be
cheaper and won't get rained out.
Always include the cost of any deposits that are required on all
party rental items and the total amount of refund you might get back
(we say might, because sometimes items are damaged or disappear).
Whether it is a small or large celebration, many of the same expenses
will be incurred. It's the multiplication factor that gets you into
trouble. Flowers for the bride and bridesmaids may be affordable, but
lush arrangements at every guest table will bust the bank.
Often, guest entertainment is the largest wedding expense. Food at
a reception can range anywhere from less than $50 per person for a
catered snack and beverage buffet affair to several hundred dollars
per person at a sit-down dinner. The price per person depends on food
and beverage selection, your location, and your caterer. The number of
guest determine the final bill.
In your budget planning, consider everything. Instead of one lump
sum for the gown, consider the cost of the bridal gown and the veil
and the gloves and the shoes and the foundation garments, and the...
not just the gown price. Simple is often elegant. Simple is often less
expensive. Consider the cost of the bride's maids' attire. Consider
the groom and the grooms' men attire. Consider the mother of the
bride, the mother of the groom, the father of the bride, the father of
the groom, the flower girl, the..... Consider the cost of the rings,
the cost of the marriage license, the clergy fee, the flowers, the
decorations, the limo, the attendants gifts, the honeymoon and travel
expenses. Then add up all those numbers.
After you think about these costs a moment, consider
how little you will be paying a wedding planner to help you
figure out how to shave the costs so you can have your dream wedding
on a budget you can afford. If you need more help with your wedding
budget planning, contact
PURPLE PENELOPE.
Article copyright 2005 by Purple Penelope.
All Rights Reserved.